We specialize in providing affordable financial products and services for people and businesses in low-to-moderate income and marginalized communities.
Open an accountCDFI stands for Community Development Financial Institution. It means we’re designed to make loans in communities mainstream lenders often overlook—and to work with you, not just your credit score.
Financial assistance and support may be available for first-time homebuyers—or for those who haven’t owned a home in the last 3 years.
We look beyond credit scores—but a strong application still matters. Get clear steps to improve your chances before you apply.
Get supportive, judgment-free guidance for your money questions. Confidential and free.
Most people never think to ask. Hear from three members who did.
Video: Their StoriesUtilize our free member resources to help you achieve your financial goals.
Meet Babe’s Burger — a family-owned food truck serving fresh, made-to-order burgers at Hector NY and Ithaca NY. Frank and Lexi Purrazzi started it during […]
🏡 Ready to take your first steps toward homeownership? Our nonprofit partner BALANCE is hosting a FREE webinar — Becoming a Homeowner II: The Mortgage […]
🏡 Ready to take your first steps toward homeownership? Our nonprofit partner BALANCE is hosting a FREE webinar — Becoming a Homeowner 1: Preparing for […]
As a Community Development Financial Institution (CDFI), Alternatives believes in economic justice and embraces the racial, ethnic, socioeconomic, sexual, gender, and religious diversity in our community.